Every homebuyer wants a low mortgage par rate because it can save them hundreds of dollars a month on mortgage payments. However, par rates are a complicated subject matter for most homebuyers to understand. People want to pay the lowest…
Buying a house is a major financial commitment, but taking on the responsibility of a mortgage pays off over time when you gain equity in your home. While you might be looking forward to knowing that your monthly payments are…
If you are looking to get pre-approved for a mortgage from one of the many mortgage lenders in Huntington Beach, it is worth noting that there can still be a hiccup in the home-buying process when you have made it…
Do not panic if you are ready to buy a home but do not have a significant amount of change to put toward a down payment. While it is always helpful to have the reserves needed to put down on…
Buying a home can be perplexing from the start. To eliminate some of the confusion, it's helpful to know your mortgage options beforehand. That way, you'll learn how much home you can afford. Talking to your prospective lender is best…
There’s no doubt that the home buying process has changed in recent years. Virtual home tours are still reigning high as a fast and easy way to check out properties. You can also look forward to getting a great mortgage…
Interest rates are increasing in 2022. Whether you’re in the market to buy a new home or are thinking about refinancing an existing home loan, you should act soon. Either way, you’re probably already planning on taking out a 30-year…
A no-closing-cost refinance is just like it sounds. You refinance your home, and you pay no closing costs at closing. Instead, your closing costs are rolled into your new monthly payments. If you are in the process of purchasing a…
In a rapidly changing housing market, buying a home can be a confusing process. But with the right team and plan in place, you will be better equipped to navigate through the challenges. Whether you’re looking for an investment property…
Whenever a person needs to borrow money, an interest rate is always attributed to the transaction. Most homebuyers don't have all the cash upfront to purchase a home, so they take out a mortgage loan with a corresponding interest rate.…